Financial Planner Articles

Living from paycheck to paycheck has become a way of life for some people. Yet, learning self motivation tips to save money has become more important as the recession continues and many people are finding themselves without a job. It has always been prudent to save money for a rainy day, yet during these times that money may need to be used if you are suddenly without a job. Learning how to increase motivation to set aside even a small portion of money has become key in feeling less stressed about daily needs and future security.

I learned to improve my gas mileage by nearly 40% - without spending anything extra to do it! It didn’t cost me anything, but I end up saving almost half of what I used to spend on gas!

I was able to improve my gas mileage over 40% - and I did it without spending a dime. In other words come spending a little over half of what I used to spend on gas.

When you are expecting a baby, there is nothing like going shopping for the new addition to the family. But once they come along you’ll soon realise just how much they could cost you! Your baby is worth every penny, but there is no harm in trying to save money when you get the chance. This article is a guide to finding baby coupon codes and using them smartly to find the best deals.

Did you know that when you take out a loan you could also be shrinking the amount of income taxes you have to pay at the end of the year? Surprisingly, not all loans are the same when it comes times to pay your taxes. Just about everyone wants to borrow money sometimes and it’s smart to do your research before jumping into a big loan commitment. Many loans can give you a tax credit which lowers the income tax you owe and other kinds of loans may give you a tax deduction which lowers your gross taxable income. Here’s a quick guide to what loans may qualify you for a tax deduction, though obviously individual cases will vary.

Income based apartments are subsidized by HUD and it helps families live in affordable and safe apartments. This program helps by giving some money to the income based apartments and in turn the apartments charge a lower rent.

With the jobless rate rising, more and more families have to cut back expenses, which includes their rent. Fortunately, HUD helps families by subsidizing apartments for low income families.

Back to school is just around the corner so where do you actually buy a laptop for your kids? I know they were whine (wine?) and dine you and tell you where to get the best laptop for them but you’ve got to ask, where’s the best deal?

We all know by now that the economy has seen better times so we are all trying to find ways to stick aside a few extra dollars each month in case times get really bad. We are trimming back to essentials and avoiding doing things like eating out, or buying fancy toys that we don’t need. The one thing that jumps out at us is that saving money isn’t really all that difficult as some of us make it out to be. If you want to save money here are a few easy tips to save money.

Car insurance is a necessary evil; we are required by law to have it, yet we hardly ever use it. Like all other bills, I have researched ways to save money on car insurance that actually work. Some of these options are well known and some are new. To be thorough, I have included the old and the new ways to save money on car insurance.